Capspace named among Australia’s top mortgage innovators

Recognition for reshaping the future of lending through innovation.

Capspace is proud to be recognised on Australian Broker’s 2025 5-Star Mortgage Innovators list. This recognition reflects our commitment to continual innovation, client-focused solutions, and our mission to redefine what’s possible in non-bank lending. It highlights the work we’re doing to create a better experience for brokers, borrowers, and investors, being one that is transparent, efficient, and commercially grounded.

Built by brokers, for brokers, Capspace was founded on the belief that lending should be faster, fairer, and more efficient. From day one, we’ve been focused on removing friction from the lending process and creating a platform that puts brokers first.

About the 5-Star Mortgage Innovators list

Each year, Australian Broker spotlights the lenders, brokerages, aggregators, and fintechs leading the charge in reshaping the mortgage landscape. The 5-Star Mortgage Innovators list recognises companies that are solving industry challenges, embedding technology in meaningful ways, and delivering real outcomes for clients by driving progress through forward-thinking products and processes.

Inclusion on the list is based on an independent research process that evaluates how businesses use innovation to improve operations, elevate the client experience, and drive the industry forward.

What it means for Capspace clients

At Capspace, innovation is about building systems and embedding technology to continuously improve the way we operate, communicate, and deliver. Guided by broker feedback, we build smart lending solutions tailored to the needs of today’s brokers and borrowers, while creating greater access and consistency for our investors.

Our focus on innovation enables us to deliver faster decisions, greater transparency, and a more seamless experience, backed by strong values and real relationships. It’s why we’re embedding technology and AI into every layer of our business, so we can better support brokers and their small, medium, and emerging business clients.

“We’re proud to be a business built by brokers, for brokers. That means listening, evolving, and continuing to challenge the status quo to deliver the best possible experience. Innovation for us is about creating value that lasts, and we’re just getting started.”

John Encina, Co-Founder and Director, Capspace

As we continue to grow, our focus remains on shaping the future of lending with integrity, clarity, and care.

At Capspace, we aim to be the go-to hub for non-bank lending. That means combining deep relationships with technology to deliver speed, consistency, and confidence in every deal.

We’re proud to be recognised, and even more excited about what lies ahead. Together with our brokers, borrowers, and investors, we’ll keep challenging convention and raising the bar in non-bank lending.

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