Tailored funding with settlements made in days, not weeks. Our process is fast, responsive and built for business today.
Clear, upfront terms with no hidden fees or lock-ins. No minimum periods. Early payouts with no penalties, just a straightforward approach from day one.
Tailored loans with interest-only or capitalised options. Terms up to 3 years. Proudly never missed a settlement, with a team known for getting things done.
We focus on deals that make sense. Every loan is designed to support growth. If a deal doesn’t add value or isn’t the right fit, we’ll be transparent about why.
"Capspace was built by brokers, for brokers. And we're business owners so we understand what SMEs need, and how to deliver in a fast-moving environment. We're here to make life easier with streamlined processes, personalised service, and tailored solutions."
John Encina, Director and Head of Borrower Origination
"When traditional banks showed their lack of entrepreneurial spirit, Capspace stepped in with a commercial mindset, understanding the true potential of my projects. Their speed in completing transactions is unmatched—what would take months with a bank, Capspace completes in days."
Chris Gray
"The personal relationships established made all of our dealings with Capspace feel safe and secure. They honour their word and went out of their way to both save us money and make us money. In these very sketchy times full of scams and mistrust, Capspace is a lighthouse on a stormy night."
Jo Schaeffer
"Professional team , easy process, speedy and efficient. Capspace were tremendous."
Bernie Brookes
"We highly recommend Capspace. We were very happy with the whole approach undertaken by the team as they had a pragmatic approach to the funding task at hand whilst being conscious and balanced about our desired outcome."
Matthew Phelps
We partner with brokers to deliver tailored lending solutions for your SME clients.
Brokers benefit from a seamless submission process, fast approvals, and competitive commissions, with direct access to our decision-makers throughout the deal.
We lend to commercial borrowers and small and medium-sized businesses (SMEs) who need flexible funding and can provide Australian real property as security.
Most loans are approved within a few days, depending on the complexity of the deal and how quickly supporting documents are provided.
Yes. We specialise in lending to borrowers who may not meet traditional bank criteria, provided they meet our credit and security requirements.
As a non-bank lender, we offer speed in decision-making, flexible terms, and a streamlined process, giving SMEs the speed and flexibility to seize new opportunities as they arise, and drive growth.
We offer tailored lending solutions, including bridging loans, business loans, and property-secured loans, designed to meet the needs of Australian SMEs and commercial borrowers.
If your client’s needs fall outside these categories, get in touch as we specialise in dynamic, flexible solutions to help businesses move forward.
Our loans typically range from $500,000 to $5 million. We can also consider larger or smaller deals on a case-by-case basis. Please get in touch to discuss your SME client’s needs.
We keep the process straightforward. To submit a deal, you’ll need to provide a completed loan application, client identification documents, security property details, and a summary of the client’s funding needs. We work closely with brokers to guide any additional requirements as needed.
Yes. We offer competitive commissions and value the important role brokers play in supporting SMEs. Commission terms are agreed upfront during the deal process.
In 2018, Tino Carusi co-founded Enliven Housing, a national specialist disability accommodation provider, after his father’s dementia diagnosis exposed him to the lack of accessible housing available for young people with disabilities.
The business quickly carved out a niche in the market and grew rapidly through disruption, persistence, and consistency. In 2023, Capspace stepped in to help optimise and scale the business, and prepare the business for the next stage of growth.
Rebecca Yazbek and her husband are the powerhouse team behind iconic restaurants, Nomad in Sydney and Melbourne, Beau, and, award-winning, Reine & La Rue.
Rebecca’s story is as unique as it is fascinating. Discover her journey from borrower to investor, how she was introduced to Capspace, and how we were able to help when the banks couldn’t.